Overdraft

As I got some more of the weak coffee, one of the other patrons of the soup kitchen walked up and began to pour many sugars into his tea.

"You got away from Overdraft Kevin there?" 

I glanced over at the man who'd been telling me his story, interminably.

"Yeah, I mean, it's a hell of a story, but he's not a great storyteller. But still, one overdraft fee spiralling out to ending up here... Hell of a story."

"Yeah, he didn't mention the gambling debts, did he?"

"Considered he owed them to me, I think he's forgotten them himself."